LWOP and life insurance

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Q. My sister has been on leave without pay with the Postal Service for over three years and is receiving payments from the Office of Workers’ Compensation Programs due to a work-related injury incurred some years back. Recently, she received a bill for her life insurance for $400 a month. It has been our understanding that she would pay her portion for health insurance only, and that life insurance is covered under workers’ comp. Please advise.

A. You are only partly right. For the full story, go to www.opm.gov/insure/life/faq/faqs-5.asp and scroll down through the Q&As.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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