Survivor annuity

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Q. I am in the process of filling out my retirement forms and my wife informed me that she did not want to be included on my retirement pension. Is there something that she needs to sign so that she will not be included?

A. Yes. Because you are required by law to provide her with a full survivor annuity, when you submit your retirement application, you’ll have to include a signed and notarized statement from your wife stating that she is declining the survivor annuity.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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