Q. I am 53 years old with 33 years of federal service under CSRS as a military technician. I will lose my military affiliation due to a medical condition. My understanding was that if I retired under normal circumstances at this time, I would lose 2 percent for each year I was under 55. Will that reduction be the same if I am forced to retire due to loss of military affiliation?
A. No, it won’t because you’ll be taking a disability retirement. For more information about that, go to www.opm.gov/retire/pubs/handbook/C046.pdf and scroll down to Part 46A4.