Disability retirement

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Q. I am 53 years old with 33 years of federal service under CSRS as a military technician. I will lose my military affiliation due to a medical condition. My understanding was that if I retired under normal circumstances at this time, I would lose 2 percent for each year I was under 55. Will that reduction be the same if I am forced to retire due to loss of military affiliation?

A. No, it won’t because you’ll be taking a disability retirement. For more information about that, go to www.opm.gov/retire/pubs/handbook/C046.pdf and scroll down to Part 46A4.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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