Annuity payments made after death


Q. My wife was a retired federal employee under CSRS. She received her last pension payment two days after she died. The same day, they withdrew the same amount electronically. I always assumed that the annuity payments made sometime the first few days of the month were actually for the previous month. In other words, if the person was alive the entire month, they would receive that payment. What happens for the month before she died? Will there eventually be a payment as part of the final accounting?

A. According to the Office of Personnel Management, “The accrued annuity is annuity due the annuitant but not paid before death. It includes uncashed checks received before death and annuity accrued during the month of death through the day the annuitant died.”


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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