Q. I have 30 years with the federal government. I am under CSRS. I plan to retire in about four years, at age 55. I do not have all the credits I need to receive Social Security at age 63. I believe I will have to work one year after retirement to get my 40 quarters in. With the Social security windfall elimination provision, is there a way to figure out what my Social Security benefit will be?
A. Yes. Go to www.socialsecurity.gov/retire2/wep-chart.htm. There you’ll find an explanation of the windfall elimination provision and directions to the WEP calculator.