Q. I am curious to know if I qualify for Social Security benefits as my late husband paid greatly into them. I am a FERS employee, age 52, with 29 years of service and am considering taking the early-out expected to be offered soon at our company. If I were to assume one of the terms of this early retirement/buyout is a bridge, would it be somewhat more possible to retire given that I would be entitled to survivor benefits?
A. You would first be eligible for a Social Security survivor benefit at age 60. However, it would only be 71.5 percent of the amount you’d get if you waited until your full retirement age of 67.