6c retirement

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Q. When I am 47 years old, I will have 20 years of coverage under 6c law enforcement pay and 25 years of federal service (FERS). Will I be able to retire, or do I have to wait until I am 50?

A. You will have to wait until you are 50. Only those with 25 years of covered service can retire at any age. Noncovered service can’t be used to meet that 25-year requirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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