CSRS and Social Security

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Q. My mom and I have an ongoing debate: She has worked for the Postal Service for 34 years. She stated that when she retires, she will receive her retirement but will not be eligible to collect Social Security. Can you explain?

A. Apparently, your mother is a CSRS employee. CSRS employees aren’t covered by Social Security. Unless she has accumulated 40 Social Security credits from other employment, she won’t be eligible for a Social Security benefit.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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