Q. I have seven years’ Postal Service time, plus two years’ military, which I bought back. I turn 65 this year. Gathering from OPM guidelines, I am not eligible for a voluntary early retirement because I lack the years, correct? Or, might they want to get rid of those of us who are older than 62, even though we lack 25 years?
A. To accept an offer of voluntary early retirement, you’d have to be either age 50 with 20 years of service or any age with 25, but there are other options for retiring on an immediate annuity. You could retire at age 60 with 20 years of service or at age 62 with as few as five.