Public and private insurance


Q. I have Civil Service retirement and my husband is on my Blue Cross Blue Shield federal policy. He is older than I and will be 65 in September and will be signing up for Medicare. Will he still be covered by my federal policy as his supplemental policy when he signs up for Medicare, or will he then be on the South Carolina BCBS state policy? We reside inSouth Carolina.

A. Assuming that he is retired, when he signs up for Medicare, it will be primary and, for him, your FEHB BCBS self and family enrollment will be secondary.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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