Payback of retirement contributions

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Q. In 1985, after 16 years of federal service with the Department of Defense, I withdrew all my retirement contributions. I am now 64. How can I compute the amount of payback necessary to draw a pension, or is that possible?

A. It would be possible only if you returned to work for the federal government.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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