Firefighter disability and military service

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Q. I’m a federal firefighter and will be put on disability status due to an on-the-job injury. I have reviewed FERS and OPM information regarding the 60 percent of high-3 for first 12 months and 40 percent thereafter. I bought back 10 years of military time when I got hired. I have been working as a fireman for 13 years. What will happen to my military time when I go on disability?

A. Nothing. Your disability annuity would be based on your high-3 average salary and a set of formulas that depend on the amount of your Social Security disability benefit, if any.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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