Firefighter disability and military service


Q. I’m a federal firefighter and will be put on disability status due to an on-the-job injury. I have reviewed FERS and OPM information regarding the 60 percent of high-3 for first 12 months and 40 percent thereafter. I bought back 10 years of military time when I got hired. I have been working as a fireman for 13 years. What will happen to my military time when I go on disability?

A. Nothing. Your disability annuity would be based on your high-3 average salary and a set of formulas that depend on the amount of your Social Security disability benefit, if any.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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