Q. I was employed by the Postal Service in the late 1960s, served four years in the Air Force and returned to the USPS in the mid-1970s before leaving for other employment. How can I determine if I am entitled to a pension?
A. At age 62, you would be entitled to an annuity based on your USPS employment if you had at least five years of service and didn’t take a refund of your retirement deductions when you left. If you meet those criteria, you can apply for a deferred annuity several months before your 62nd birthday. Just fill out a copy of Standard Form 2801, Application for Immediate Retirement (available at www.opm.gov, click on Find Form(s)) and send it to the address on the form.