Q. I will be required to retire in May under FERS law enforcement at age 57. If I accept a non-law enforcement government job before then, can I just transfer to that agency, thereby delaying or holding off my law enforcement annuity? I want to avoid the offset of the annuity.
A. Yes, if you have at least 20 years of covered service when you are hired into a non-covered position, you can preserve your right to a law enforcement retirement benefit. Since you won’t be receiving an annuity, you can continue working and receive the full salary of your new position. When you retire, 20 years of your service will be computed under the more generous law enforcement formula and the rest under the standard formula.