Q. I am retiring in two months from the Bureau of Prisons with 20 years. I have always carried the health insurance for me and my wife, along with a grandchild who qualifies. My wife also works for the BOP and I am wondering if I die while carrying the insurance, will she still be able to get her own self-only insurance since she has been on mine for 20 years?
A. Yes, as long as she was covered under your self-and-family option when you died and is receiving a survivor annuity.