Federal versus reserve retirement

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Q. I am a FERS employee with nine years’ active duty time. I retired from the National Guard with 20 years but do not receive any annuity. I know I am supposed to buy back my active-duty time to receive credit toward my civil service retirement, but if I do this, will it affect my National Guard retirement? I am wondering if my active-duty time can be counted twice — once toward my National Guard retirement and once toward my civil service retirement.

A. Yes, it can be counted twice. Making a deposit to get credit for your active duty-service won’t affect your National Guard retirement benefits.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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