Q. I turn 50 in November. I have 25 years of service. Is there any scenario that would allow me to take an early-out?
A. You don’t have the age and service needed to retire on an immediate annuity. On the other hand, you do have the age and service needed to retire if your agency was: 1) granted the authority to offer early retirement to its employees, and 2) you were occupying a position to which that authority applied. Note: If you just bailed out, you’d be eligible for a deferred annuity at age 60.