Military buyback and annuity computation


Q. I have four years and 10 months of military time in the active Army, which I have bought back. I am a FERS employee and have been since 2005. In addition to my minimum retirement age, I need 30 years FERS service for retirement eligibility with no penalty. Does my military time count toward that 30-year eligibility requirement? Or (and this is what I was previously told) must I still contribute 30 years, at which time I will get a FERS credit for 34 years, 10 months?

A. Your military time, for which you made a deposit, counts for both retirement eligibility (years of service) and annuity computation purposes.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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