Survivor annuity


Q. When I retired in 2003 from civil service with the Air Force, I didn’t get good counsel, so I didn’t do survivor benefits for my spouse. He is on my self and family Blue Cross insurance. If I precede him in death, will he still be able to continue with my Blue Cross insurance as single?

A. No, he won’t. For him to be able to continue that enrollment, he would have to be receiving a survivor annuity. Note: It’s not too late for you to provide one for him. To find out what’s involved and the cost, go to and scroll down to Part 52A4, which applies to both CSRS and FERS retirees.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply