FERS, military service and retirement

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Q. As a postal employee under FERS for USPS for 28 years and eligible for retirement in September 2011 at age 56, am I eligible for the early supplement until age 62 or do I have to wait until age 60 with 30 years of postal service only? I have four years of creditable military service, which would make approximately 32 years for retirement purposes.

A. If you are eligible for immediate retirement — your minimum retirement age plus 30 years of service — you’d receive the special retirement supplement along with your annuity. However, unless you made a deposit for your active-duty service, you wouldn’t receive any credit for it in determining your eligibility to retire.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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