Survivor annuity payments


Q. I retired on disability about five years ago. I am in CSRS. My annuity statement shows no deduction for the survivor annuity. However, when I got the personalized little book they give you when you retire, it mentions the survivor annuity and how much my wife would get. Am I missing something? Is my wife covered by the survivor annuity I provided? And if this is an OPM snafu, how do I correct it?

Also will I be on the hook to pay back any premiums I would have paid to provide the survivor annuity?

A. Yes, your wife is covered. At retirement, your own annuity was permanently reduced to provide for the survivor annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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