FERS appointment, unemployment and retirement

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Q. I am 67 and have six years of FERS service. My term appointment will expire in two weeks. I want to collect unemployment for the rest of this year following my separation. Do I have to take a FERS retirement right away, or can I wait until unemployment runs out? I am willing to lose my health and life insurance coverage when I separate from this appointment.

A. Possibly; however, you’ll have to check with your state employment office to get a definitive answer.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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