Loss of driver’s license and discontinued service retirement

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Q. I am just turning 55. I have 11 years of federal civil service and am being released for loss of driver’s license due to an off-duty DUI arrest. My position description was written several years ago and does not include a driver’s license requirement, but I do drive at work regularly. I will be able to drive my own vehicle, but not a work vehicle, under my state’s driving laws.

1. Under this scenario, do I have rights for a discontinued service retirement?

2. If not, am I eligible for a deferred retirement, and what is the earliest age I could draw it?

A. If you aren’t offered a comparable position, you’ll be eligible for a discontinued service retirement. If you were covered by your FEHB plan for five consecutive years before you retire, you’d be able to carry that coverage into retirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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