Payroll deductions after maxing out


Q. I am a under CSRS. I maxed out (41 years, 11 months) in January. I am aware that CSRS deductions will continue and will be returned to me with interest upon my retirement. However, my leave and earnings statement does not indicate how much is being put into this account. The L & E statement also indicates that the government is also still contributing. Is this normal, or should I be seeing how much is in this account?

A. Nothing changes when you reach the number of years and full months of service that would produce the maximum earned CSRS annuity. Your agency will continue to deduct the same amount of retirement contributions from your salary as it did before you reached that level. Only after you retire will you find out exactly how much money will be refunded to you and the interest that has accrued.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Comments are closed.