Q. I served in the Army from 1955 to 1958, had a break in service to attend college, joined the Army in 1960 and retired in August 1984 as a command sergeant major. In June 1989, I became a FERS Army civilian GS-12. I am now at GS-13 step 9 (as of May 19). I will be 76 years old in November and want to retire then. Am I eligible?
A. Yes. Any employee who is age 62 or older and has five years of civilian service can retire on an unreduced annuity whenever he wants to.