Q. I am about to retire under CSRS, under which I have worked since 1977. I am now receiving a disability pension from the Veterans Affairs Department for a service-connected disability. I was on active duty from 1969 to 1973. In the past, I had received my disability pension from the military. I have been told that my records show that my military time will count toward my CSRS retirement, but I have to pay for my military time.
I see that in the Effect of Military Retired Pay section of OPM Form 1515, for my military service to count toward my CSRS retirement, I must waive my military retired pay, or have been awarded retired pay because of a service-connected disability incurred in combat with an enemy of the U.S., or awarded because of a service-connected disability caused by an instrumentality of war, or awarded under the reserve retiree provision (Chapter 1223 of title 10, U.S. Code).
I do not plan to waive my VA pension, and I was not hurt in combat with an enemy or by an instrumentality of war. I was never in the active reserve.
Since I did not make my military service deposit years ago, to pay it now would be a hefty sum. So I want to make sure my military service will count toward my CSRS retirement.
Additional info: My service computation date leave on my leave and earnings statement includes my military service. My military service was added to my SCD leave some time in 2000. The reason I was given for the change is, it was corrected by a tiger team.
I’m 62 and I qualify for Social Security.
A. Because you were first employed by the federal government before Oct. 1, 1982, you’ll get credit for your active-duty service in determining your total length of service and in your annuity computation.
However, if you don’t make a deposit into CSRS for those years of active-duty service, you’ll be subject to what’s popularly called Catch-62. Because you are eligible for a Social Security benefit, when you retire, those years of active-duty service will be eliminated and your annuity computed without them. Note: The fact that you are receiving a disability pension from VA will have no effect on your civilian retirement. You won’t have to waive that benefit.