Fired before MRA

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Q. I will have 36 years of government service in December. My minimum retirement age is 56, which I’ll reach Dec. 18, 2013. If I get fired for cause before my MRA, do I still get a FERS retirement at 56 or any retirement at all?

A. If you are separated for something other than misconduct, you already meet the age and service requirements for involuntary retirement. If you are separated for misconduct and don’t take a refund of your retirement contributions, you could apply for a deferred annuity at age 60.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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