Deferred annuity and FEHB eligibility


Q. I will have 10 years of federal service as of Jan. 27, 2013. I am 59 years old. I may have a job opportunity to return to a private-sector job. If I changed jobs and deferred my annuity until age 62, would I still qualify for government insurance?

A. Since you would be retiring under MRA+10, you’d be able to re-enroll in the Federal Employees Health Benefits and Federal Employees’ Group Life Insurance programs but only if you were enrolled in them for the five consecutive years before you retired.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply