Disability

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Q. I have been on Department of Labor/Office of Workers’ Compensation Program for approximately 15 years due to an on-the-job injury. It does not look like I will ever return to work. What are my options? And where can I find answers about my situation?

A. If you don’t recover from your disability, your OWCP payments will continue for the rest of your life. If you also applied for disability retirement when you applied for OWCP benefits, you could, of course, drop those benefits and become a disability retiree. However, before you did that, you’d want to be sure that wouldn’t experience a drop in income. For more information about the relationship between disability retirement and OWCP benefits, go to www.opm.gov/retire/pubs/handbook/C102.pdf.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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