Part-time work and retirement benefits


Q. I am a registered nurse and have been in the same job for 30 years. I am 60 and want to reduce my hours from 40 a week to 20 a week for the next six years until full retirement at 66½. My salary will decrease from $80,000 to $40,000 a year. Will this have a significant effect on my retirement benefits?

A. It will affect your annuity. Only you can decide if it would be significant. The methodology used to compute an annuity that includes part-time service is at Scroll to Part 55B2, which now applies to both CSRS and FERS retirees.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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