Law enforcement annuity


Q. For a law enforcement officer with 35 years of CSRS service with an expected annuity of 80 percent of salary, would the LEO continue to have the CSRS retirement payments deducted from salary if he continued working beyond the 35 years? If so, would those CSRS payments be refunded after retirement?

A. If you work beyond the point where your annuity would be 80 percent, retirement contributions would continue to be deducted from your pay. When you retired, you’d receive a refund of those contributions and offered the option of keeping that money or using it to purchase additional annuity not subject to the 80 percent limit.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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