Q. I’m covered under CSRS with 30 years of service and age 60 in 2013. When is the earliest I could retire? And what would be the percent rate for my retirement?
A. Since you are at least 55 and already have 30 years of service, you can retire at any time. With exactly 30 years of service, your annuity would be 56.25 percent of your high-3. Add 1/6 percent for each month of service beyond 30 years.