Q. My husband and I are postal employees. He is getting ready to retire after 32 years with the Postal Service, and he is 59. I am 51 and will be continuing my employment probably (God willing) for another eight years or so. We both carry self-only health insurance plans, and I was wondering if I can take him on my insurance plan before he retires and change my enrollment to self and family. If this is a possibility, he can drop his plan. I think this would save us money, as I think his insurance will go up in his retirement. First, is this an option for us? How would I change my plan to self and family?
A. You could change from self only to self and family coverage during the FEHB open season.