Q. I am retiring with 30 years at age 56 as an Air Reserve Technician. I have been told that ARTs can make as much money as they want without affecting the special retirement supplement, because they are retired due to high year tenure. Is that true? Also, if an ART retires early, but is 56 and has 30 years in, can they make more than the $14,160 limit without losing their supplement?
A. Whoever told you that was mistaken. Only retiring law enforcement officers, firefighters and air traffic controllers can receive the special retirement supplement before they reach their minimum retirement age. However, that right ends the minute they reach their MRA. Then they and everyone else who retires under FERS are subject to the Social Security earnings limit, which in 2012 is $14,640.