Q. I am with USPS and am in CSRS. I began working in 1973 and quit in 1977, at which time I withdrew my retirement money. I returned to USPS in 1983 and am still with them. Do I need to redeposit the money I withdrew to get credit for 33 years of service? If I do not redeposit the money, will my annuity be decreased and if so by how much?
A. Because you took a refund of your retirement contributions before Feb. 28, 1991, you’ll still get credit for that time in determining your years of service; however, if you don’t redeposit that money plus accrued interest, your annuity will be actuarially reduced. I can’t tell you by how much. Your personnel office may be able to help you do that.