Retirement pay

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Q. I am an Air Force Reservist, in for 29 years or the equivalent of 11 active-duty years. I am also a federal employee for 23 years, six of which have been on active duty. Before I make a decision to buy back my federal civilian time, can I receive both an Air Force Reserve and federal civilian retirement at the same time, or do I have to choose one over the other?

A. You can receive both reserve retired pay and a civilian annuity without a reduction in either.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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