Windfall elimination provision if spouse did not pay Social Security


Q. My husband receives a pension in which no Social Security was paid, so the WEP would be applied. However, I worked for 35 years and always paid Social Security taxes. Because we file jointly, will my Social Security benefit be subject to the WEP?

A. Absolutely not! You are entitled to your full earned Social Security benefit.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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