FERS or FERS-RAE?

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Q. I received a conditional offer of employment in the fall. Processing has been continuous. My actual start date will be this year. Will I fall under FERS, based on the offer date, or FERS-RAE, based on the start date?

A. To the best of my knowledge, your retirement contribution rate will be based on the day you are employed, not the date on which the offer was made.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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