Re-employment and five-year rule


Q. My husband worked for a Veterans Affairs Medical Center for seven years, then left federal employment.  He is 63 and eligible for a deferred annuity. He may be returning to his previous job. Is there a certain amount of time he must be re-employed so as to be able to retire and carry his health benefits into retirement?

A. If he was enrolled in the Federal Employees Health Benefits program on the day he left, re-enrolls on the day he is re-employed by the federal government, and has been enrolled for five years, he would be able to carry that coverage into retirement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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