Q. When I was 50, I left government service with 13 years paid into CSRS and was told at 62 I would be eligible for CSRS retirement benefits.
I received a statement from OPM saying I can make a deposit to get credit for seven years of nondeduction service by paying into the retirement system. I am 60 now and will have 20 years of service after paying. Am I eligible to start receiving retirement pay now, or must I wait until I am 62?
A. Yes, you can make a deposit to get credit for those seven years. No, you can’t receive a deferred retirement at age 60. CSRS deferred retirement benefits begin at age 62.
