Retirement and reinstatement


Q. I am 64 and plan on retiring out of civil service so that I can move back home. Even though I am not ready to retire, can I leave in my FERS annuity so, if and when I can find another position with another government agency and get reinstated, I can continue with my retirement fund? I plan on working part time, since I have over 40 credits in Social Security to help out.

A. If you simply resigned, left your contributions in the retirement fund, and found another job at a later date, you could be reinstated. However, if you retired, you couldn’t be reinstated. Instead, if you found a job, you would be a re-employed annuitant. As such, with rare exception, the salary of your new position would be offset by the amount of your annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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