Special retirement supplement and MRA+10

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Q. If I retire at age 56 with 20 years in and take an immediate annuity, would I be eligible for the special supplement at age 60? In other words, would I be eligible for the supplement at age 60 even though I retired four years before?

A. Because you would be retiring under the MRA+10 provision (minimum retirement age with at least 10 but fewer than 30 years of service), you wouldn’t be eligible for the special retirement supplement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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