Drawing from CSRS, Social Security retirements

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Q. I will be 62 this year and I am already on my CSRS retirement from the Postal Service. I have also qualified for Social Security. Can I draw from both, or will one be lessened?

A. Because you were a CSRS employee, your Social Security benefit will be subject to the windfall elimination provision. The WEP reduces the Social Security benefit of anyone who receives an annuity from a retirement system where he didn’t pay Social Security taxes and has fewer than 30 years of substantial earnings under Social Security.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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