Q. I am in CSRS. My husband has never worked for the government. I have 37 years working at the Defense Department, and I am going to retire Dec 31. Can my husband draw on my retirement rather than Social Security now? Does he have to wait until he is 65? Or do I have to die before he can draw this?
A. Assuming you elect a survivor annuity for him when you retire, he will only receive that benefit if you die. P.S. You have to elect a full survivor annuity for your husband unless he agrees in a notarized statement to a lesser amount or none at all.
