Q. I have 26 years as an Air Force Reserve technician; I have been offered an Active Guard Reserve tour that would give me 20 years’ active duty in five years. Will I lose my civil service retirement if I retire on the military side with 20 years, or will I be able to draw both since I have worked both?
A. If you will be receiving military retired pay, to get credit for your years of active-duty service in your civilian annuity, you’ll have to make a deposit to the retirement fund and waive that pay when you retire. If you will be receiving Reserve retired pay, you’ll have to make a deposit for only your active-duty service. Your Reserve retired pay wouldn’t be affected.