Q. I am a FERS employee with 25 years of service (21 Postal Service, four military, which I bought back). I am 45 years old. As a FERS employee, will I be penalized 2 percent or 5 percent a year for accepting an early-out offer? If so, what other penalties will I face?
A. If you accept an offer of early retirement, you won’t be subject to the age penalty. And there aren’t any other penalties that would apply.
