Double federal health coverage


Q. I married a woman whose ex-husband who is a retired federal employee.

He had their son covered under his health plan. I am a retired federal employee also, and when I covered their son (my stepson) under my plan, I got a notice that a dependent can’t be covered by two federal health plans.

If this is true, what law/policy covers this prohibition?

A. Yes, it is true. See 5 U.S. Code Section 890.302(a)(1), which states, in part: “No employee, former employee, annuitant, child or former spouse may enroll or be covered as a family member if he or she is covered under another person’s self and family enrollment in the FEHB program.”


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply