Best date to retire


Q. My service computation date is April 24, 1971, and I plan on leaving at the end of April after 42 years with a load of annual and sick leave. I have always been told to leave at the end of the year because of the annual leave business, but I want to start a consulting firm and devote my time to it. My father-in-law, a former federal employee, says just get out because it is time and I should not miss the beach and I can always bring my laptop.

A. As I’ve said over and over, the best date to retire is the one that fits your financial and emotional needs.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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