MRA+10, health benefits and annuity postponement


Q. I am eligible for the MRA+10 provision of FERS. However, I want to continue federal health benefits immediately in retirement and postpone payment of the annuity so I can avoid the reduction in the annuity payment. Can I do this?

A. No, you can’t.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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