Health insurance and qualifying life event

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Q. I have worked for the Air Force as a civilian for the past 30 years. For the first 20 years of employment, I carried FEHB for myself and my family. For the past 10 years, I have not continued FEHB because my wife carried coverage for all of us under a state teachers medical insurance. I am considering retiring in two to three years at age 62 and entering retirement without FEHB because I can continue on my wife’s plan.

If, several years down the road, my wife retires and loses her coverage, can I then enroll in FEHB for myself and my wife? Would her retirement be a qualifying life event per Section 1M in SF 2809?

A. No. You’d be out of luck.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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